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City of Toronto: The Home Energy Loan Program (HELP)

The Home Energy Loan Program (HELP) is an innovative financing program offered by the City of Toronto to help homeowners improve energy efficiency and ultimately save money. Replacing an aging furnace system or upgrading existing insulation are two examples of improvements. These types of retrofits can reduce energy bills, enhance home comfort, and lessen harmful emissions. But for many city residents, the upfront investment of retrofits is prohibitive – quite simply, there are other priorities that come first.

The Home Energy Loan Program offers a viable solution for homeowners. Manageable, low-interest loans are available to homeowners who are interested in making improvements to the energy efficiency of their home. For those who qualify, HELP can provide funding to complete necessary improvements. Repayment to the City of Toronto is amortized through regular installments on the Property Tax Bill. And the cost savings from the energy retrofits will serve to offset the installment repayments to the City of Toronto.

Estimated annual energy cost due to air leakage heat loss

The benefits of the HELP financing program

How the HELP financing program works

Essentially, the Home Energy Loan Program is an alternative to conventional financing. Homeowners apply directly to the City of Toronto and enter into an agreement to perform the prescribed improvements. The City then levies a charge (the cost of improvements) on the participating property. There are also interest charges and an administrative charge.

Repayment to the City is made over a 15-year period and appears as a special charge on the Property Tax Bill. Important to note is that repayment is attached to the property, and NOT the owner. If the property changes owners, the new owner assumes responsibility for the loan and continues to make installment payments to the City.

air leakage energy efficiency

Other Rebates Program

Home Efficiency Rebate Plus (HER+)
Learn More
Canada Greener Homes Grant
Learn More
Canada Greener Homes Loan
Learn More
Western Ontario

935 Keyes Drive
Woodstock, Ontario
Canada N4V 1C3

Phone: 1-800-265-1914

Fax: (519) 539-7946
TOLL FREE: 1-800-265-1914

Muskoka, Haliburton, Northern Ontario

1027 Elwell Park Road
Gravenhurst, Ontario
Canada P1P 1R1

TOLL FREE: 1-800-265-1914

Central Ontario

29 Ferndale Industrial Drive
Barrie, Ontario
Canada L4N 9V5

TOLL FREE: 1-800-265-1914

Greater Toronto Area

2 Guided Court
Etobicoke, ON
M9V 4K6

TOLL FREE: 1-800-265-1914

GTA East

103 North Port Road
Port Perry, Ontario
Canada L9L 1B2

TOLL FREE: 1-800-265-1914

South Central Ontario

450 Industrial Dr,
Toronto (Milton), Ontario
Canada L9T 5A6

TOLL FREE: 1-800-265-1914

Eastern Ontario

1035 Moodie Dr #1,
Nepean, ON
K2R 1H4

TOLL FREE: 1-800-265-1914

Niagara Region

25 Lincoln Ave
St. Catharines, ON
L2P 2C7

TOLL FREE: 1-800-265-1914

BBB

Great Northern Insulation - Better Business Bureau Profile.

Homestars Best of 2021 Award

Best of 2021

HomeStars has ranked Great Northern Insulation as a company that goes above and beyond in every aspect of business for the year of 2021.

Homestars Best of 2022 Award

Best of 2022

HomeStars has ranked Great Northern Insulation as a company that goes above and beyond in every aspect of business for the year of 2022.

Lowes

GNI is the Authorized & Trusted Insulation and Air Sealing Installer for Lowe’s

Trusted for Over 40 Years

Over 40 Years in Business

At GNI, we service your project with the most experienced staff in the industry. Ongoing professional development is an obsession at GNI and we will not compromise at any level to bring to our customers the very best Installers, Sales Representatives, Customer Care Personnel, Field Superintendents, Estimating and Technical Support to your project.

100% Canadian

100% Canadian

Great Northern Insulation is recognized as Canada's largest full-service insulation contractor. GNI is 100% Canadian owned, proudly serving Ontario customers since 1980.

Foam Masters

Do it right the first time
- with foam mastersTM

January, 2021 regulatory phaseout of hydrofluorocarbons (HFCs) with the introduction of WALLTITE CM01. Using hydrofluorolefins (HFOs) with lower global warming potential (GWP) compared to HFCs, WALLTITE CM01 is the next generation of spray foam insulation.

HEATLOK® SOYA HFO™ 

Huntsman HEATLOK® SOYA HFO™ 

Heatlok® Soya HFOTM leverages Honeywell’s latest Solstice® Liquid Blowing Agent technology. This new hydrofluoroolefin (HFO) blowing agent is the most environmentally conscious blowing agent produced to date, with a zero ozone depletion potential (ODP) and a global warming potential (GWP) of 1, which is more than two orders of magnitude (99.9%) lower than HFCs used in this industry.

3M

3MTM products.
Quality + Performance = Savings

3MTM energy-saving products are designed to keep warm air in, and cold air out, while keeping energy bills down. Products optimize energy efficiency in buildings and homes; improve indoor environment for occupants; and effect the reduction of seasonal energy costs. 3M products are authorized for LEED credits (Leadership in Energy/Environmental Design).

Holmes and Holmes

Holmes and Holmes

 

Mike Holmes and his son Mike Jr. (MJ) convert MJ’s bachelor bungalow into a two-storey home for MJ and his girlfriend Lisa. Choosing the newest materials and build techniques, the father and son team follow Mike’s famous motto – “Make it right.” The show can be watched on HGTV and DIY Network.

Enbridge

Enbridge Incentives

The Home Efficiency Rebate Plus program offers up to $10,000 in home reno rebates – and Great Northern Insulation can pave the way.

Renomark

Great Northern Insulation proudly abides by a renovation-specific Code of Conduct set by RenoMark™.

eRenovate

We are Verified & Bonded by eRenovate. When you choose to proceed with our services through their platform, you receive the gaurantees set forth through their program.

As Seen on Love It or List It

The GNI crew have been featured installing insulation on Love It or List It - have you seen our logo in an episode?

Climatizer Cellulose

Climatizer

CLIMATIZER PLUS cellulose insulation is manufactured from a minimum of 85% locally-sourced post-consumer recycled newsprint. Non-toxic additives are applied to the uniquely fiberized paper generating a building material with superior thermal and acoustic properties, as well as exceptional resistance to fire, moisture, mould and pests.

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