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City of Toronto: The Home Energy Loan Program (HELP)

Home Energy Load Program

The Home Energy Loan Program (HELP) is an innovative financing program offered by the City of Toronto to help homeowners improve energy efficiency and ultimately save money. Replacing an aging furnace system or upgrading existing insulation are two examples of improvements. These types of retrofits can reduce energy bills, enhance home comfort, and lessen harmful emissions. But for many city residents, the upfront investment of retrofits is prohibitive – quite simply, there are other priorities that come first.

The Home Energy Loan Program offers a viable solution for homeowners. Manageable, low interest loans are available to homeowners who are interested in making improvements to the energy efficiency of their home. For those who qualify, HELP can provide funding to complete necessary improvements. Repayment to the City of Toronto is amortized through regular installments on the Property Tax Bill. And the cost savings from the energy retrofits will serve to offset the installment repayments to the City of Toronto.

Estimated annual cost

The benefits of the HELP financing program.

How the HELP financing program works.

Essentially, the Home Energy Loan Program is an alternative to conventional financing. Homeowners apply directly to the City of Toronto, and enter into an agreement to perform the prescribed improvements. The City then levies a charge (the cost of improvements) on the participating property. There are also interest charges and an administrative charge.

Repayment to the City is made over a 15-year period, and appears as a special charge on the Property Tax Bill. Important to note is that repayment is attached to the property, and NOT the owner. If the property changes owners, the new owner assumes responsibility for the loan, and continues to make installment payments to the City.

Fix the hole in your wall

Other Rebates Program

Union Gas: Home Reno Rebate Program
Learn More
Enbridge Gas: Home Energy Conservation Program
Learn More
The Investment in Affordable Housing for Ontario Program
Learn More
Western Ontario

935 Keyes Drive
Woodstock, Ontario
Canada N4V 1C3

Phone: 1-800-265-1914

Fax: (519) 539-7946
TOLL FREE: 1-800-265-1914

Southwestern Ontario

7035 Industrial Drive
Comber, Ontario
Canada N0P 1J0

TOLL FREE: 1-800-265-1914

Muskoka, Haliburton, Northern Ontario

1027 Jones Road
Gravenhurst, Ontario
Canada P1P 1R1

TOLL FREE: 1-800-265-1914

Central Ontario

29 Ferndale Industrial Drive
Barrie, Ontario
Canada L4N 9V5

TOLL FREE: 1-800-265-1914

Eastern Ontario

103 North Port Road
Port Perry, Ontario
Canada L9L 1B2

TOLL FREE: 1-800-265-1914

GTA & South Central Ontario

450 Industrial Dr,
Toronto (Milton), Ontario
Canada L9T 5A6

TOLL FREE: 1-800-265-1914

Enenrgy Savers

Energy Saving

Energy saving and energy efficiency is easier than one might think. Great Northern Insulation helps to identify performance issues, while taking advantage of improvement opportunities.

100% Canadian

100% Canadian

Great Northern Insulation is recognized as Canada's largest full-service insulation contractor. GNI is 100% Canadian owned, proudly serving Ontario customers since 1980.

Foam Masters

Do it right the first time
- with foam mastersTM

WALLTITE® ECO™ is a high-performance system, professionally installed by certified and approved specialists. Its C.C.M.C. approved (Canadian Construction Materials Centre) - with product quality guaranteed - and with installation by highly trained experts with the technical know-how to do the job right, the first time.

Homestars

Best of 2017

From reputation to responsiveness, HomeStars consistently ranks Great Northern Insulation at better than 95% for customer satisfaction. Thanks to everyone for the great ratings! 

GreenGuard

The GREENGUARD®
Gold Certification promise

GREENGUARD® Gold Certification ensures the strictest criteria for low-level chemical emissions. Certified products are safe for individuals with sensitivities (children/elderly) and safe for use in school environments and health-care facilities. The product certification is widely recognized by the LEED Rating System (Leadership in Energy/Environmental Design).

EcoLogo

ECOLOGOTM:
Multi-attribute product certification

ECOLOGOTM is an accredited sign of environmental performance – holistic – green – sustainable - and compliant with strict, third party standards. Life cycle criteria for product certification may include manufacturing and operations; health and environment; product materials and performance; and product innovation, development, and management.

3M

3MTM products.
Quality + Performance = Savings

3MTM energy-saving products are designed to keep warm air in, and cold air out, while keeping energy bills down. Products optimize energy efficiency in buildings and homes; improve indoor environment for occupants; and effect the reduction of seasonal energy costs. 3M products are authorized for LEED credits (Leadership in Energy/Environmental Design).

Baeumler

Baeumler ApprovedTM
Professional, Certified and Insured

Baeumler ApprovedTM gives you peace of mind when connecting with contractors, trades and home service providers. All Baeumler Approved members have demonstrated high quality work for customers and other trade professionals. Members must also have Workers Compensation, liability insurance of at least $1,000,000 and prove professional certification.

Holmes and Holmes

Holmes and Holmes

 

Mike Holmes and his son Mike Jr. (MJ) convert MJ’s bachelor bungalow into a two-storey home for MJ and his girlfriend Lisa. Choosing the newest materials and build techniques, the father and son team follow Mike’s famous motto – “Make it right.” The show can be watched on HGTV and DIY Network.

Enbridge

Enbridge Incentives

The Energy Conservation Program provides incentives of up to $1,600 to customers who achieve energy efficiency and fuel savings – and Great Northern Insulation can pave the way.

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